DE

Rafael Kurdek Finanzierung

Your time advantage when buying real estate

Thanks to our direct contacts with decision-makers at banks, you can secure confirmation of financing from the bank within 24 hours. While others are still waiting for days, you will already have reserved your dream property.

Rafael Kurdek Finanzierung

Reliable financial advice from a banker's perspective – fast, personal, and independent

With 20 years of experience in finance and banking, we have a thorough understanding of how individual banks think, act, and make decisions. We use this knowledge in a targeted manner to achieve the best terms for your financing project in a short period of time.

Our process – How we work

Our service is free of charge for you

You receive short-term financing confirmation at excellent terms.

Through our cooperation, banks save on personnel costs and gain business that would otherwise have passed them by.

We receive a commission from the bank for preparing the financing file for credit assessment.

  • Personal analysis of your situation and your wishes
  • Objective market value indication for your desired property (bank value)
  • Direct assessment of feasibility
  • Possible financing presentation by email
  • Individual document list with personal upload link
  • Based on your documents, we will quickly prepare a self-disclosure form for you and send your financing file to the bank in order to obtain confirmation of financing.
  • You will receive your financing confirmation from the bank (within 24 hours on business days).
  • You then have the opportunity to finalize the purchase price and reserve the property.
  • We will reserve your final terms for 5 business days. If the interest rate falls within this period, you will of course benefit from the more favorable terms.
  • Once an agreement has been reached, the notary of your choice will draw up the draft purchase agreement within three working days.
  • We will then have the bank prepare the necessary loan documents within five working days.
  • The loan documents can be signed at our office or in the comfort of your own home.
  • You will usually receive the purchase price due date notification from the notary’s office within four to five weeks.
  • Please forward the due date notification to us. We will be happy to assist you with the loan disbursement.

We accompany you throughout the entire process and remain your direct contact for the entire term of the loan.

We look forward to working with you to make your dream home a reality.

TOP 30 Baufinex Premium Partners

Outstanding performance – Our awards from strong banking partners

Our long-standing collaboration with renowned banks such as Volksbank Niederrhein and Deutsche Bank has received multiple awards. These awards stand for continuity, trust, and excellent advice at the highest level—confirmed by our partners and valued by our customers.

Out of more than 14,000 mortgage brokers across Germany, Rafael Kurdek Finanzierung e.K. has been named one of the TOP 30 Baufinex Premium Partners for four years in a row.

Volksbank Niederrhein – TOP broker 2020-2024

Outstanding performance: For the fourth time in a row, we have been honored as a TOP broker by Volksbank Niederrhein. This award confirms our high level of commitment, our professional expertise, and our goal of quickly and reliably guiding customers to the right financing solution.

– Volksbank Niederrhein – LinkedIn

Volksbank Niederrhein Award 2021

Finance Broker of the Year 2021 – Rafael Kurdek

BAUFINEX AWARD 2024 - TOP 30

“This award stands for outstanding work, great commitment, and the cooperative partnership that has developed between our bank and the broker advisors.”

BAUFINEX AWARD 2023 - TOP 30

EINFACH. VERNETZT. VOR ORT.TOP 30 Premiumpartner2022

Additional award:

Financing Broker of the Year 2021 Volksbank Niederrhein eG

Premium Partner Deutsche Bank 2020

BAUFINEX AWARD 2022 - TOP 30

Access to 600+ banks in comparison

Reliable cooperation with leading banks
Annual credit volume
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Satisfied customers per year
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Cooperating real estate agents
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